Write 1000 words and add html headings article based on this youtube script [Music] well hey you guys have you ever been tempted just not to take investing so seriously okay listen go with me for a second most of us can recognize that saving for retirement is very important but if you’re anything like me investing 15% month after month year after year decade after decade can start to feel a little redundant and I was just talking about this on Smart money happy hour the other day cuz I was like well what if I just took a year off you know wouldn’t be that big of a deal come on we’re doing fine we’re doing fine okay because here’s the thing is that you won’t fully experience though the benefits of investing till later in life and so sometimes it feels like you’re just throwing your money into a black hole and you’re never going to see it again but deep down of course we know we got to stay on track okay it’s the consistency is what is really key when it comes to investing and investing in retirement is the ultimate example of delayed gratification but it is hard to commit to anything if you don’t know the why behind it so today we’re going to talk about three reasons why you should stay on the investment roller coaster ride because investing is like this it is up and down but you stay on that ride so there was a guy that called into to the ramsy show and he was asking if he could cash out his Roth IRA to pay off his loans and his argument is that he wouldn’t be taxed or penalized and because of that it felt like a reasonable thing to do you know to get yourself out of debt and honestly I get the urge to want to pay stay off dead as quickly as possible because you don’t want to live in this chaos and stress anymore you know you really want to handle it immediately but it’s so important to understand that the money that you set aside for retirement will only reach its maximum potential for growth if you leave it untouched and listen I love to lean into the gray areas of life but this one it’s kind of a black and white issue you should never di in English